Ace the North Dakota Health Insurance Exam 2025 – Secure Your Path to Success!

Question: 1 / 400

What is the main objective of the Affordable Care Act (ACA)?

To decrease the number of healthcare providers

To expand healthcare coverage and improve delivery

The main objective of the Affordable Care Act (ACA) is to expand healthcare coverage and improve delivery. This legislation was enacted to address the significant number of Americans who were uninsured or underinsured prior to its passage. By creating health insurance marketplaces, offering subsidies for low-income individuals, and expanding Medicaid eligibility, the ACA aimed to make healthcare more accessible to a broader population.

Additionally, the ACA introduced provisions to enhance the quality of care provided, such as requiring health plans to cover essential health benefits and implementing measures to increase preventive care. This comprehensive approach not only sought to increase the number of people with health insurance but also aimed to improve the overall health system's efficiency and effectiveness in delivering care.

While the ACA did indeed include measures to phase out pre-existing condition exclusions, that was just one among many of its broader goals, making expanding healthcare coverage and improving delivery its overarching aim.

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To reduce health insurance premiums for everyone

To eliminate all pre-existing conditions exclusions

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